New services from fledging start-ups enable people to build Web applications themselves, which pundits say will unleash creativity.

Start-up Coghead is developing a hosted service, due later this year, designed to enable "moderately technical" businesspeople to create their own Web applications. In this screenshot, the author uses the visual editor to set up the work flow for the sales process, including setting assignments for tasks.
Credit: Coghead
Related: The do-it-yourself Web emerges
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